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The Variable Mortgage Guarantee

Ask your Broker or Bank if your mortgage comes with the “Ultimate Variable Rate Mortgage Guarantee”

What is the Loewen Group UVRM Guarantee?

  1. We will keep an eye on your mortgage rate for you! Whenever we see a change in the rate, we’ll inform you AND we will tell you when it’s a good time to lock-in to a fixed rate.
  1. When locking-in your mortgage to a fixed rate we will GUARANTEE our broker best rates OR we will pay your breakage fee and find you the best fixed rate.

No bank can or will offer to take you to another bank when their lock-in offer is their posted rates let alone pay your breakage fee since they only have one set of rates & solution. Has your bank ever offered to help you shop for better options outside what they can offer?

This “Broker Rate Lock in Guarantee” means that our service doesn’t stop once you sign your mortgage documents—we continue to look for the best mortgage options for as long as you have your mortgage with us – that’s our commitment to you.

Deciding between a fixed or variable rate mortgage can be a difficult decision for some. Remember our blog on the penalties of breaking your mortgage early? Check our Breaking Bad: Beware The Banks for more information on why using a broker can save you in the long run.

Please note that this does apply to existing variable clients who obtained their variable rate mortgage through Loewen Group & we will of course review all your options if you are looking to lock in.

Eligible Lenders: First National, Merix, Street Capital, Scotia, TD, Home Trust, Eq Bank, Meridian, First Ontario Credit Union, MCAP Standard, B2B, NBC, Canadiana Standard, CFF, ICICI

Non-Eligible Lenders:  BMO, CIBC, PC Financial, Manulife, RBC Royal Bank, Tangerine, Investors Group, RMG Low Rate Basic, MCAP Value Flex, Canadiana Spendless, Industrial Alliance, True North

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© 2015 Loewen Group in association with Serious Monkey. James Loewen Lic. # M0800338, Loewen Group LIC#12268.

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Office: (289) 813-7305 james@loewengroup.ca
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